OK, so you probably know this by now, but if you haven’t… every time you submit a claim to us (or any car insurance company), you’re going to pay an extra amount. Huh. Even if the reason you are claiming is not your fault. Oh, you already knew that, didn’t you? Well, did you know that you can sometimes get this money back? Yes, that’s absolutely true. You don’t need this money kissing goodbye.
Depending on the circumstances, we may potentially refund this excess amount or at least a portion of it for you. Of course, this means that there are also situations in which we cannot get it back. Let’s look at both the cases.
When you are unlikely to get your extra money back
The reality is that the extra money you paid isn’t always recoverable. It just depends on the nature of your claim… we can’t talk every scenario but there are some hard and fast examples where we can say here with certainty that your extra cannot be recovered for you .
We cannot get your excess amount back if:
- You are claiming for the accident that you have caused.
- You were the only person involved in the accident.
- You did not get the full details of the third party who was responsible for the accident.
- Third parties do not have the ability to legitimately make payments.
- The cost of recovering your money exceeds the amount we are trying to get back for you.
Here’s How You’re Likely to Get Your Extra Money Back
Now on to the positive. If you were in a car accident and it wasn’t your fault, we may try to get your spare or a portion of it back in its entirety. Under these circumstances, it is entirely possible. We understand that every penny matters and we are there to help you meet your insurance needs, including seeing if we can get your extra money back. Please talk to us about your additional recovery, because if we can help you put some of your money back into your wallet, we’ll do whatever is possible.
The magic key to this entire recovery process
It is so important to know that you cannot go directly to third parties to get your extra money back. It’s a huge no-no. We are an independent person, but in this case, only your insurance company can recover this money for you.
So, please leave the heavy extra recovery lifting to us. After all, you count on us to handle your claims and lower your car insurance premiums each month so you can stay with us longer… so you know we’ve got it.
Oh wait, aren’t you already a part of our royal family and paying less every month for your car insurance? OK, that’s not a problem. In college Click here To get a quote. You may also want to check out our Chilli Cover, which is comprehensive car insurance based on a ‘pay per k’ approach. Essentially, if your car is worth less than Rs 500,000 and you drive less than 100 km a month, you can pay as little as R299 monthly for Chili! If you like it, then Click here To get these huge savings.
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