consulting

Good news for home buyers? Fannie Mae chief economist says the US housing market has finally turned a corner. Here’s why.

by

The inventory shortage, high prices and rising interest rates have finally bitten. Single-family home sales fell sharply by 16.6% in April to a seasonally adjusted annualized rate of 591,000, according to Census Bureau data released Tuesday. That was the slowest rate of sales since April 2020 during the earliest days of the COVID-19 pandemic, offering … Read more

‘We do not plan on getting married’: I’m moving into my boyfriend’s home. He bought it a year ago and paid off 25% of his mortgage. How do I get a stake in his home that’s fair to both of us?

by

My boyfriend and I would like to move in together in the next year or so. He bought his house about a year ago, and he has paid off about 25% of it. We both would like for me to gradually become a partial owner. We do not plan on getting married. I do not … Read more

‘She has no ambition’: I make $ 100,000. I’m buying a home before the wedding. My fiancée earns $ 50,000 and has $ 20,000 in student debt. What’s a fair prenup?

by

I have been in my current relationship for almost three years. I’m a young woman, 41, have a great, stable career and make about $ 100,000 a year. I am ambitious and my prospects have me increasing my income by $ 10,000 every year. I have about $ 140,000 in savings, and no debt. I … Read more

‘My main aim is to have a net worth of at least $ 100,000’: I’m 29 and live with my mother in an rented mobile home in California. I have a $ 25K emergency fund and $ 26K in a Roth IRA. What should I save for next?

by

I am doing OK financially as a single 29-year-old who unfortunately is still roommates with my mom. We split everything down the middle and I mainly stay with her since it is very expensive to live on your own in my city, and it also helps relieve a lot of financial stress on my mom … Read more

‘The graveyard shift is the most understaffed:’ I work as a waiter on the Las Vegas Strip. We are overworked, underpaid, and our drunk customers often do not tip

by

Dear Quentin, I currently work at a fast-casual restaurant on the Las Vegas Strip. I have worked at the company for three years. I work at the busiest outlet of this restaurant in the world. During the slow winter months, this restaurant makes an average of $ 130,000 a week. During the summer months, we … Read more